I’m looking for a Mortgage Lending company to loan me money so I can purchase a small house. So, I checked LendingTree.com to give me some ideas. And one day, I received this email I guess one of their Newsletter regarding Credit Tips. “ Some vital info about your credit score ” and I think it is very useful to new home buyers like me. Soft pulls happen when you: Check your own score – you can do this often! It doesn’t affect your score! Get free loan offers Receive a loan pre-qualification Experience an employer background check Receive pre-approved credit card offers in the mail Get your LendingTree credit scores Won’t – adversely affect your credit score Hard pulls happen when you apply for a: New credit card Home mortgage Auto Loan Refinance of your home mortgage Home equity line of credit Store credit card Checking or savings account Can – lower your credit score by quite a few points What hurts your credit score the most. Multiple hard pull...
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